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Investment Management Philosophy, Process & Fees

Investment Philosophy & Process

We manage portfolios with our clients’ best interest first.  They are set up to fund both short and long term goals.  Performance comes first, but we strive to make sure they are as tax efficient as possible with out hurting the overall return.  We even prefer to bench mark against client goals, as opposed to market indexes.   We make sure to match risk tolerance, diversify across asset classes (asset classes may include equities, fixed income, cash, commodities, real estate, etc.) and rebalance back to the optimal asset allocation regularly while minimizing downside risk.

Portfolios are overseen by multiple levels of professionals, including the advisor.  When necessary we partner with independent money managers who have access to information, research and investment processes not readily available to individuals.  We continually monitor the account to ensure the performance and strategy is still the most appropriate option and maintain the flexibility to change anytime. 

Our household investment minimum is $150,000 to manage in-house.  However we can assist with account over sight below $150,000 through our financial planning packages.  


Determine risk tolerance, goals and objective


Determine appropriate asset allocation


Choose investments 

(individual stocks, bonds or etfs and mutual funds based on tax sensitivity and size of portfolio)


Monitor and Review

Investment Management Fees

The advisory fee includes:

  • Comprehensive financial planning for households with assets invested of $500,000 and above.  
  • Development of a personal investment policy including strategic asset allocation tied to plan and goals 
  • Ongoing investment advice & portfolio management
  • In person/phone/video conference meetings  
  • Regular rebalancing & performance reports
  • Trades & transactions